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The Future of Healthcare is Self-Funded

By April 28, 2025News, News

The Future of Healthcare is Self-Funded: How Hines & Associates is Redefining Employer-Sponsored Benefits

by Courtney Beckers

As healthcare costs continue to soar, more employers are turning away from traditional insurance models in search of flexible, transparent, and cost-effective alternatives. Self-funded healthcare plans are rapidly gaining momentum, offering companies greater control over their healthcare spending and employee benefits. In fact, according to Statista, the number of U.S. workers covered by self-funded plans has surged from 44% in 1999 to 65% in 2023—an undeniable sign of this model’s growing appeal.

Why Self-Funded Healthcare is the Future of Employer Benefits

Unlike fully insured plans, self-funded employee benefit plans empower organizations to customize coverage based on the specific needs of their workforce. This tailored approach enhances the employee experience while enabling businesses to proactively implement cost-containment strategies that reduce unnecessary spending.

One of the key advantages of self-funded models is claims transparency. Employers have direct access to detailed claims data, allowing them to identify trends, track utilization, and implement targeted health interventions. This data-driven strategy not only improves employee health outcomes but also drives smarter, more informed financial decisions.

Hines & Associates: A Leader in Self-Funded Healthcare Solutions

At the forefront of this industry shift is Hines & Associates, a trusted healthcare management partner with nearly 40 years of experience. Specializing in self-funded healthcare administration, Hines delivers a full suite of services designed to optimize outcomes while reducing costs.

Comprehensive Support Tailored to Employer Needs

Hines & Associates offers integrated solutions including:

  • Utilization Review – Ensuring medical treatments are appropriate, effective, and necessary.
  • Case Management – Supporting members through complex medical journeys with empathy and expertise.
  • Provider Negotiations – Securing competitive pricing and favorable terms with a network of high-quality providers.
  • Data Analytics – Leveraging advanced analytics to identify opportunities for savings and care improvement.

By combining clinical excellence with strategic insight, Hines helps clients navigate the self-funded landscape with confidence and clarity.

A Trusted Partner in a Changing Healthcare Landscape

As the healthcare system grows more complex, the need for financially sustainable and high-quality healthcare solutions becomes even more urgent. Self-funded plans offer a path forward—and Hines & Associates is the ideal partner to guide employers every step of the way.

Whether you’re exploring a transition to a self-funded model or looking to improve the performance of your existing plan, Hines brings a clinically sound, deeply experienced, and empathetic approach to every client relationship.

Ready to Take Control of Your Healthcare Costs?

Discover how Hines & Associates can help your organization achieve better outcomes, greater transparency, and lasting cost savings through self-funded healthcare. Partner with a team that understands the future—and is ready to lead you there.

For more information please messages cbeckers@hinesassoc.com

A Member of the Global Excel Family
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As a member of the Global Excel Family, Hines continues to offer you the customer service excellence you’ve come to expect from us.

Global Excel is one of the largest independent assistance and cost-containment companies specializing in the U.S. market. With over 360 corporate clients located in more than 90 countries around the world, Global Excel manages approximately 372,000 inpatient, outpatient and non-medical cases and files per year and processes over $1.95 billion in claims annually.